What personal risk should Rebecca be most concerned about regarding her financial situation?

Rebecca should be most concerned about her low level of financial literacy because it directly impacts her ability to make informed decisions regarding her financial situation. A strong understanding of financial concepts is crucial for effectively managing investments, understanding the implications of various risks—including market risk and inflation risk—and making choices that align with her long-term financial goals.

Without adequate financial literacy, Rebecca may struggle to interpret market conditions or the performance of her investments, which can lead to poor financial decisions. Additionally, a lack of understanding may prevent her from adequately preparing for risks such as job loss or inflation, further compromising her financial stability. Therefore, enhancing her financial literacy would be foundational in equipping her to navigate these various risks more effectively.