What would be a disadvantage for Abdul when he resets the guarantee on his segregated fund?

Opting to reset the guarantee on a segregated fund carries the disadvantage that the maturity date would also be reset to 10 years from the date of the reset. This is significant because it essentially extends the period before Abdul can access the guaranteed amount under the contract. Upon resetting, the previous maturity date becomes irrelevant, and any potential benefits that could have been realized sooner are therefore delayed.

This means that if Abdul had planned to use the funds for a specific financial goal in the near future, he may find himself unable to access those funds until a full decade after the reset, which could impact his financial planning and liquidity options. The other options discuss different implications but do not highlight the impact of the maturation timeline on cash flow and access to the investment.